by Kathryn A. Flanigan | Mar 12, 2013 | Uncategorized
It may be somewhat ironic that the generation that ushered in the most change – the Baby Boomers – are the first to have to deal with a big change in how retirement planning is done. Employment today is fluid, pensions are almost nonexistent, and we now...
by Kathryn A. Flanigan | Feb 26, 2013 | Uncategorized
Single women face a unique challenge when planning for retirement, since women live longer, earn less and may have moved in and out of the workforce more than men. Here are some retirement planning guidelines for single women:Plan. The reasons stated above are why...
by Kathryn A. Flanigan | Feb 26, 2013 | Uncategorized
When you open an investment or retirement account or get a life insurance policy, you will need to designate a beneficiary so the assets can pass as you wish without probate. Most people typically name a spouse, children or close relatives as beneficiaries; however,...
by Kathryn A. Flanigan | Feb 26, 2013 | Uncategorized
The reasons people choose to leave someone out of their will are as varied as the families affected. Disinheriting a family member is becoming more common, but the law will not allow you to disinherit a spouse or minor children.Since California law makes specific...
by Kathryn A. Flanigan | Feb 26, 2013 | Uncategorized
The California court system has been impacted by statewide budget cuts, meaning court dockets are becoming more crowded and backlogs are the norm. This is just one of several reasons Californians should look at ways to avoid the probate process altogether, and...
by Kathryn A. Flanigan | Feb 26, 2013 | Uncategorized
The divorce rate for those over the age of 50 has doubled in the past decade, and this can have serious implications for the retirement plans of baby boomers.Boomers are living longer and divorce no longer has the stigma attached to it by previous generations. Experts...
